For a major financial services institution, Uniplus implemented a secure login feature using the PKI infrastructure. This featured a unique login key generated for each sign on procedure, and provided protection against password replay attacks, such as key stroke recording or line interception.
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A public key infrastructure (PKI) is a set of hardware, software, people, policies, and procedures needed to create, manage, distribute, use, store, and revoke digital certificates and manage public-key encryption. PKI is used where simple passwords are an inadequate authentication method and more rigorous proof is required to confirm the identity of the parties involved in the communication and to validate the information being transferred. A public key infrastructure (PKI) is a system for the creation, storage, and distribution of digital certificates which are used to verify that a particular public key belongs to a certain entity.
A PKI consists of: